Tuesday, 5 July 2016

OnePoll Surveys and OnePoll Cashback: An In-depth Review

The Basics


One of the most popular online survey sites in the UK is OnePoll. The site offers very short surveys typically lasting only a few minutes but pays a very low rate per survey. The company is legitimate and does pay (I've earned over £200) however the company has gotten quite greedy as of late (the surveys are now too long for the money). Also getting to £40 in 10-30p steps is quite a task and requires a lot of dedication. You must login regularly and if you don't get to £40 you leave with nothing. OnePoll is a slow burner and one for only the most serious survey takers.

Now that's just great...

The key information you need to know is summarised below:

Typical Payment per survey: 10-50p
Typical Length; 1-5 mins
Payout: £40
Payments via Paypal or Bank Transfer (takes around 1 month to receive the money)
Have to login (rarely sent out by email)

The most annoying thing about OnePoll is the fact that you get screened out of so many surveys for the same reason. For example if you say your single you might get screened out and then the next day you are asked if you're single again which screens you out again. This wastes a lot of time and slows down the earning rate considerably. Some days you see £1 of surveys and waste 5 mins getting screened out of 60p of them.
Typical Surveys 

Refer a Friend


One way to boost your earnings is by referring a friend. You are paid once you initially refer a friend and then this payment is topped up as they pass various milestones. This does help you towards your £40 payout and referring near the end can tip you over.

Joins = 50p
Hits £20= £1
Hits £40 = £2.50
Total = £4.00 per person

However annoyingly you can only contact 10 people. If one of them does not join after getting an email you lost one of your 10 chances forever at getting a sign-up. That sucks.

OnePoll CashBack Review


To cut a long story short I generally would not advise that you bother with OnePoll cashback. The rates paid are almost always worse than Qudico and TopCashback. Using OnePoll cashback is just a way to earn less money than you could otherwise get. On average that is. If your not lazy the story is different...

Perhaps the rate might be higher occasionally so it is worth checking but I certainly would not make OnePoll your main cashback site. If you are really into Cashback do sign up and add it to the list you check - sometimes they are the best. The following example shows how important it is to shop around when it comes to cashback. Sometimes the differences can be extreme (sometimes it's the other way around but usually TCP is best).

Hotels.com at TopCashback
Hotels.com at OnePoll Cashback


On the other hand occasionally there are good offers unique to OnePoll cashback which are worth taking. Particularly the "easy money section". Occasionally you can get a little bit of money for signing up for other survey sites (I'm sure you were going to anyway) and taking other offers. Those who are very good at mathematics and have rock solid discipline can occasionally find advantage play opportunities in the gambling cashback offerings (not advised for 99% of people).

A Few offers worth looking into



What About OnePoll+?


OnePoll+ allows you to do longer surveys that pay much more. Typically 50p to around £3. However, like OnePoll Cashback, I don't think that it is worth bothering with. The dirty little secret here is that it is basically just a clone of the survey site Crowdology but with double the payout minimum (currently £8 at OnePoll+ against only £4 at Crowdology). Worse still OnePoll plus earnings do not get added towards the £40 total so you now have two separate minimums to get to before you get paid out for all your survey time.

Overall

If you are really into surveys add OnePoll to your list. They do pay and your total earnings will go up. However as far as survey sites go it is low down the list as many pay more for less. Most people joining will never manage to get to the £40 payout. If you are not willing to put in the hours don't bother joining.

We got there eventually






Tuesday, 24 February 2015

Is Cash Flow One Word or Two?

This is an issue that I recently came across when writing up the finances for a report. I was in charge of discounted cash flows so I needed to figure out whether it was "cash flow" or "cashflow". There appeared to be no simple definitive answer so I decided to write one. My conclusion is:

Although both are used cash flow is much more commonly used and so should be used.  

Tellingly performing a Google search for "cashflow" gives results that all use "cash flow" with the exception of brand names. 

Results obtained from searching "cashflow". I'm logged into two Google accounts which is why I have to use incognito (before you start accusing me of anything)


Furthermore when I took a look at the annual reports of a few companies such as Drax Plc, Lancashire Holdings Ltd and Standard Chartered Plc they all use cash flow. Hence I would say that if you use cash flow you are in good company. 

I guess this is a matter of prescriptive (how it should be) vs descriptive grammar (how it is actually understood). If we take a descriptive approach its clear that cash flow is the one that is best used.  If you stick with "cash flow" in your reports you should be fine. If you are challenged on it just quote some of the references I've given you.